![]() ![]() The app experience includes regular spending reports, the ability to categorize spending types, and search by retailer, category, or date. Sign up today and you’ll be sent a debit card when the service goes live. The Google Pay app has peer-to-peer payments, shopping deals, cashback offers, and a full-blown banking experience with personal finance insights. Two partner banks - Citi and Stanford Credit Union - have opened their waitlist for the service. Google Pay is a mobile payment app with which you can pay easily using an Android device or smartwatch in stores, on websites and apps. Google Plex accounts will be free to open, without monthly fees, offer fee-free overdrafts, and free ATM withdrawals in-network. The phone must be running Android 5.0 (Lollipop) or higher, and it must have an NFC chip. The debit card will say Google, of course, and Google Pay will become your banking app, putting it in direct competition with other digital-first banks such as Revolut, Curve, and N26. Step 1: Integrating Google Pay into you Android app. Rather than banking with Google, which, as you may have noticed, isn’t a bank, you’ll have an account with the partner bank, offering deep integration with Google Pay. It allows shoppers to make payments in e-commerce stores and apps using their credit and debit cards. At launch, Plex accounts (as in Googolplex -ho ho) will be offered by 9 partner banks. All these new functions are a mere curtain-raiser to the star attraction, the company’s Plex bank account service, launching in 2021. ![]()
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